Many Americans Back Higher Costs For People With Unhealthy Lifestyles

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A new WSJ.com/Harris health-care poll indicates growing U.S. support for charging higher insurance premiums or out-of-pockets medical costs to people with unhealthy lifestyles.

The online survey of 2,325 U.S. adults found that 53% of Americans think it is fair to ask people with unhealthy lifestyles to pay higher insurance premiums than people with healthy lifestyles, while 32% said it would be unfair. When asked the same question in 2003, 37% said it would be fair, while 45% said it would be unfair. Healthy lifestyles were described as not smoking, exercising frequently and controlling one's weight.

In the latest poll, 53% also felt it was fair to charge higher deductibles or co-payments to people with unhealthy lifestyles, while 30% said that would be unfair. In 2003, 36% said it would be fair and 47% said it would be unfair.

Among other findings: 56% agreed that people who are unemployed and poor should get the same quality health care as people who are employed and pay substantial taxes.

Here are full results of the poll:

Beckey Bright

See complete results of the survey:

"People who have healthy lifestyles, don't smoke, exercise frequently and control their weight tend to incur fewer health care costs than people with unhealthy lifestyles. Do you think it would be fair or unfair…?"

Base: All adults

20032006
To ask people with unhealthy lifestyles to pay higher insurance premiums than people with healthy lifestylesFair37%53%
Unfair4632
Not Sure1714
To ask people with unhealthy lifestyles to pay higher deductibles or co-payments for their medical care than people with unhealthy lifestylesFair3653
Unfair4730
Not Sure1716

* * *

"Please tell us whether you agree or disagree with the following statements about health care."

Base: All adults

All AdultsParty I.D.
DemocratsRepublicansIndependents
People who are unemployed and poor should be able to get the same amount of quality of medical services as people who have good jobs and are paying substantial taxes.Agree56%66%45%59%
Disagree18122721
Not Sure/Decline to Answer26222820
It's unfair to require the majority of people who are healthy to pay for most of the cost of treating those who are sick and are heavy users of hospitals and doctors.Agree35324234
Disagree35412642
Not Sure/Decline to Answer31273224
The government should do whatever is necessary, whatever it costs in taxes, to see that everyone gets the medical care they need.Agree53683457
Disagree23114127
Not Sure/Decline to Answer24212416
It's fair that people who pay more in taxes (or in health insurance premiums) should be able to get getter medical care than those who pay little or nothing.Agree28194029
Disagree51604154
Not Sure/Decline to Answer21211916
The higher someone's income is, the more he or she should expect to pay in taxes to cover the cost of people who are less well off and are heavy users of medical services.Agree39472645
Disagree35294937
Not Sure/Decline to Answer26242518
It's unfair to take money through taxes from the young and middle-aged who work to pay for the medical care of those who are old and sick.Agree22202822
Disagree51584458
Not Sure/Decline to Answer27222920
If the only way to make sure that everyone can get the health care services they need is to have a substantial increase in taxes, we should do it.Agree28431530
Disagree42325745
Not Sure/Decline to Answer29262726

Note: Percentages may not add up to exactly 100% due to rounding.

Methodology:
Harris Interactive conducted this online survey within the U.S. July 11-13, 2006, among a national cross section of 2,325 adults. Figures for age, gender, race/ethnicity, education, income and region were weighted where necessary to align with population proportions. Propensity score weighting was also used to adjust for respondents' propensity to be online. All surveys are subject to several sources of error, including sampling error (because only a sample of a population is interviewed); measurement error due to question wording and/or question order, deliberately or unintentionally inaccurate responses, nonresponse (including refusals), interviewer effects (when live interviewers are used) and weighting.

In theory, with a probability sample of this size, one can say with 95% certainty that the results have a sampling error of +/- 3 percentage points of what they would be if the entire adult population had been polled with complete accuracy.

Note: Table 3 reports trends from a survey conducted online by Harris Interactive for The Wall Street Journal's Online Edition in November 2003.

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