Weekly e-mail news briefing for trade associations, professional societies, and state and local chambers of commerce The inside track to business best-practices to help you lead your association or chamber of commerce Hand-picked news from hundreds of media sources It's what decision makers need to know It's FREE!       Privacy Information       SmartBrief and U.S. Chamber of Commerce will not rent, sell, or trade your e-mail address to any external entities -- ever. Click here to read our Privacy Policy.       About SmartBrief About U.S. Chamber of Commerce     Send U.S. Chamber SmartBrief story to a colleague. * Your Name * Your E-mail * Friend's E-mail Separate multiple addresses with commas.   Personal Message * Indicates required fields Terms and Conditions: You must submit valid e-mail addresses only. Use of e-mail addresses is subject to the terms of SmartBrief's privacy policy. Here's the story you're sending: Peer-to-peer lending expanding quickly Peer-to-peer lending is gaining steam as an increasing number of borrowers find they can get loans without having to apply to tight-fisted banks reeling from the subprime credit crisis. With so few innovations in lending, when something like peer-to-peer lending catches on, it "has a high probability of being what academics refer to as a 'disruptive innovation,' " says George Hofheimer of the Filene Research Institute in Wisconsin.  News & Observer (Raleigh, N.C.), The/The Miami Herald (1/28)